MORTGAGE RATES
Type Collateral	Rate	Service Charge	Term	LTV
Single Family - 15 YR	5.50%	$600.00	180	80%
APR	5.56%
Owner Occupied - 30 YR	5.99%	$600.00	360	80%
APR	6.02%
Non Owner Occupied - 15 YR	8.00%	$600.00	360	80%
APR	8.06%
Non Owner Occupied - 20 YR	8.25%	$600.00	360	80%
APR	8.29%
Construction - 15 YR	5.50%	$900.00	180	80%
APR	6.08%
Construction - 30 YR	5.99%	$900.00	360	80%
APR	6.34%
5+ Dwelling Units - Case by Case Basis Annual Percentage Rate (APR) based on $100,000 loan for term stated with 20% down payment. Loans are available at 95% Loan to Value (LTV) with the purchase of MGIC Insurance.